Nextchampions Holding LTD owner of Intellectual Properties -Software and Brands called “ PlayToGo – PayToGo – BiTopUp- CardTech- e-money.app “. Our team is driven by strong principles of continual improvement, investing in research and development to create powerful new solutions to meet the challenging needs of today’s market , provides on-demand, practical products that make it easier for businesses and consumers to communicate, manage their finances, and process payments. We’re driven by strong principles of continual improvement – constantly investing in research and development to create powerful new solutions to meet the challenging needs of today’s marketplace. As a leading-edge FinTech company helps bridge the gap between financial and essential services. Our innovative line of custom consumer applications center around our e-money digital bank account and linked PayToGo Mastercard. We strive to provide the ultimate consumer engagement platform by linking: banking, health, entertainment, communication-market place . All our apps are developed in house by our tech teams in Brazil, the USA, and Europe.